It's been a long time..

It's been a long time i haven't post my blog, this blog had been inactive for months... omg... am i so busy?

Now it's May already, i'm going to commit myself to write in at least one entry every week. As this will mark a history and to constant remind me of what i had been doing for the week...

As for this week, everything is going so busy for me. meeting up with my poly friends, relative and of cos my policyholders! it's been a fruitful week as i had been staying focus.

Last week i had my ISC dinner with my loving gf, Kelly. here are the attached,










Here is it! Kelly Siew,26.









This is my cousin Yili.

This dinner is to mark my achievement for 2008,this year i'm going to achieve it again. There are so many to update since a long time i didn't blog. To be continue next monday.....

HEALTH AND YOUR ATTENTION TO FITNESS

Health - Very Very Important Tips

Answer the phone by LEFT ear.
Do not drink coffee TWICE a day.
Do not take pills with COOL water.
Do not have HUGE meals after 5pm.
Reduce the amount of OILY food you consume.
Drink more WATER in the morning, less at night.
Keep your distance from hand phone CHARGERS.
Do not use headphones/earphone for LONG period of time.
Best sleeping time is from 10pm at night to 6am in the morning.
Do not lie down immediately after taking medicine before sleeping.
When battery is down to the LAST grid/bar, do not answer the phone as the radiation
is 1000 times.

NTUC Income's Financial Position

NTUC Income would like to assure our policyholders and partners that the recent financial turmoil in the US and our exposure to Lehman Brothers, Merrill Lynch and AIG have not impacted our financial strength. NTUC Income's continued AA credit rating by Standard & Poor's makes us one of the strongest insurance companies in the region.

Our exposure to the three affected companies in our Insurance Funds (excluding investment-linked policies) amounts to less than 0.3%. For our investment-linked funds, our exposure to these companies is limited to 3 funds out of 15, and ranges from 0.1% to 0.6% of the funds. Our exposure to the whole financial sector in the US is a modest 3.6% of our Insurance Funds. This exposure is insignificant and has little impact on our financial standing and our ability to meet all our financial obligations.

NTUC Income takes a long term view with respect to our investment strategy as we believe that this will provide the best returns to our policyholders. Our investment strategy has and will continue to be anchored on prudence, and our portfolio is well diversified. We are pleased that our investment strategy has thus far delivered attractive yields to our policyholders.

I'm Representing my Company

I'm very excited Tonight as i'm just realise that i'm been choosen to represent my company in recuitment!!!
Check this out~

http://www.jobsdb.com.sg/Singapore/

http://www.jobsdb.com.sg/Singapore/campus/jobseeker_gavin.htm

it's my passion to help out friends and people who are really keen in securing their assets for their families... Insurance can be seen as a safety financial net.

NTUC Income's Financial Position

NTUC Income wishes to assure all our customers that the company remains in a financially sound position, despite the recent turmoil in the financial markets. Our Standard & Poor's rating remains at AA, the strongest in the region, and we comply with MAS regulations in having sufficient assets to meet all our obligations to policyholders.

To date, our sales have remained consistent and positive. Our professional standards and Customer Promise require us to act in the best interests of our customers, each and every time. Hence, we do not encourage them to terminate their policies hastily, regardless of who they are insured with currently.

We would like to take the opportunity to remind customers that life insurance policies are for their long term protection, with penalties for early termination. Policyholders should hold on to them for the duration and consult their financial advisers on their needs. They should also ensure that the specifications of the product are suitable for their needs.

Policyholders who choose to do otherwise may end up suffering a loss for early surrender, losing essential coverage or purchasing an unsuitable product.

Is S'pore safe from crisis?

SINGAPORE: Singapore’s financial institutions are well capitalised and regulated by the Monetary Authority of Singapore (MAS), says Finance Minister Tharman Shanmugaratnam.
He was speaking to reporters on Sunday at a community event where he joined Muslims to break fast.

Mr Tharman said: "We are glad that overall, if you look at what is happening in Singapore compared to other financial centres, confidence in the market has been retained."

But Mr Tharman said a technical recession — defined by two consecutive quarters of economic contraction — is possible in Singapore.

Nonetheless, he cautioned that it is important for Singapore not to have any knee—jerk reactions, and to continue to monitor the global financial situation closely before announcing any plans.

Singapore’s non—oil domestic exports in August fell 13.8 per cent from the same month in 2007, the largest drop in the last year.

And with the current financial crisis, economists expect this figure to fall even further as global demand slows.

After all, the United States is Singapore’s second largest export market after the European Union.

So will MAS adjust the value of the Sing dollar to boost exports?

Mr Tharman said: "The MAS has a time frame for announcing its exchange rate policy. Our next statement will be made in October. We try not to make statements in between. But I would emphasise that we tend to focus on the medium term rather than on having knee—jerk reactions to
short—term developments."

Mr Tharman also said that the US and Europe economies have stabilised following the actions taken by their governments but problems remain and Singapore will have to watch the situation closely.

— CNA/ir

Difference between Margarine and Butter

Difference between Margarine and Butter Margarine was originally manufactured to fatten turkeys. When it killed the turkeys, the people who had put all the money into the research wanted a payback so they put their heads together to figure out what to do with this product to get their money back. It was a white substance with no food appeal so they added the yellow coloring and sold it to people to use in place of butter. How do you like it?

They have come out with some clever new flavorings. DO YOU KNOW.. the difference between margarine and butter?

Read on to the end…gets very interesting! Both have the same amount of calories.
Butter is slightly higher in saturated fats at 8 grams compared to 5 grams.
Eating margarine can increase heart disease in women by 53% over eating the same amount of butter, according to a recent Harvard Medical Study. Eating butter ncreases the absorption of many other nutrients in other foods.

Butter has many nutritional benefits where margarine has a few only because they are added!
Butter tastes much better than margarine and it can enhance the flavors of other foods.
Butter has been around for centuries where margarine has been around for less than 100 years .

And now, for Margarine…
Very high in trans fatty acids .
Triple risk of coronary heart disease .
Increases total cholesterol and LDL (this is the bad cholesterol) and
lowers HDL cholesterol, (the good cholesterol)
Increases the risk of cancers up to five fold.
Lowers quality of breast milk.
Decreases immune response.
Decreases insulin response.
And here’s the most disturbing fact….

HERE IS THE PART THAT IS VERY INTERESTING!
Margarine is but ONE MOLECULE away from being PLASTIC..
This fact alone was enough to have me avoiding margarine for life and anything else that is hydrogenated (this means hydrogen is added, changing the molecular structure of the substance).

You can try this yourself:
Purchase a tub of margarine and leave it in your garage or shaded area.Within a couple of days you will note a couple of things:
* no flies, not even those pesky fruit flies will go near it (that should tell you something)
* it does not rot or smell differently because it has no nutritional value ; nothing will grow on it. Even those teeny weeny microorganisms will not a find a home to grow. Why? Because it is nearly plastic .
Would you melt your Tupperware and spread that on your toast?